Insurance & Billing

The business office will try to contact you prior to surgery regarding financial arrangements. We will gladly verify and process your insurance benefits, and notify you in advance of your insurance benefits and your financial responsibilities, including deductibles and co-insurance to be paid on the day of surgery. Patients with no insurance are required to pay upfront on the day of their surgery.

You can also expect to receive a separate bill from your surgeon, the anesthesia provider, and any lab, x-ray or pathology testing.

Insurance plans we accept

LCSC currently participates in all major insurance networks, including Medicare, and Kentucky Medicaid. We are also in-network providers with Kentucky Medicaid HMO programs; Wellcare, Aetna Better Health; Passport, and Humana CareSource.

We are not participating providers with the Anthem Medicaid HMO program or out-of-state Medicaid programs.

If you have questions about your insurance plan’s coverage, please contact our business office at 606.678.9688 ext. 247 or 228.

Payment Methods We Accept

Payment methods accepted include cash, personal check, cashier’s check, MasterCard, Visa, American Express, Discover, and Flexible Spending Accounts.

Billing Questions

1. Will I have to make a payment on the date of my surgery?

Yes. You will be contacted prior to your procedure date with an estimate of your financial responsibility. LCSC offers several different payment options.

2. Will you file (bill) my insurance?

Yes, we will file (bill) all insurances and are in-network with most plans.

3. What type of payments does LCSC accept?

We accept cash, check, money order, and all major credit cards.

4. Is there interest applied to account balances?

No, LCSC does not charge interest on account balances.

5. Will I receive a bill from anyone else when I have my procedure at LCSC?

Yes, there will also be charges from the anesthesiologist, your surgeon, and a laboratory if tissue or body fluids are sent for testing. These charges will be billed separately to you and/ or your insurance company.

6. If I am a private pay (self-pay) patient, is there a minimum amount I have to pay down?

Yes, you will be required to pay at least 50% down on your surgery date. The amount due will depend on the procedure you are having performed. Please contact our billing office if you have questions at 606.678.9688!